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The Structure Of Your House
This part of your policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disaster listed in your policy. It will not pay for damage caused by a flood, earthquake or routine wear and tear. When purchasing coverage for the structure of your home, it is important to buy enough to rebuild your home.
Most standard policies also cover structures that are detached from your home such as a garage, tool shed or gazebo. Generally, these structures are covered for about 10% of the amount of insurance you have on the structure of your home. If you need more coverage, talk to your insurance agent about purchasing more insurance.
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“I went to RBC insurance agency to see if I could save some money because my car insurance took a great heap in cost. Working with agent Kathy Blassingame was a great experience. She saved a good amount of money on auto and home insurance. I like dealing with a home town agent.”
Buddy Allen - Retired Teacher
